Here are some common reasons you might need to make adjustments to your coverage.
Home insurance:
If it's been a while since you last reviewed your dwelling coverage (the portion of your policy that protects your home's structure), you may want to consult an insurance advisor to ensure your coverage is aligned with your home's current value and the market replacement cost. In addition, you may need to update your coverage in the following scenarios:
- You made changes to your home, such as adding a room, installing a new roof, adding a pool, or upgrading your kitchen
- You purchased new high-value items, such as jewelry or electronics
- You experience a major life change, including getting married or starting a home-based business
Auto insurance:
- You bought or sold a car
- Your driving habits changed (e.g., starting a new job that requires a longer commute)
Staying mindful of these factors can help you avoid gaps and keep your coverage aligned with your needs. If you think you need to change your coverage, you can reach out to your carrier to update your policy. Matic’s customer service team can also help update your policy and can be reached at (888) 380-6623.